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The Red Devils opened their war chest in the transfer window and completed their stunning £73m acquisition of Jadon Sancho from Borussia Dortmund.
United boss Ole Gunnar Solskjaer also reinforced his defensive option with their sensational £34m transfer swoop of Raphael Varane from Real Madrid.
Rice, who has previously been linked with United, impressed for Gareth Southgate's England side at this summer's Euro 2020.
However, West Ham have slapped a hefty £100m price tag on the 22-year-old midfielder to fend off interest from rival Premier League clubs.
Niguez, 26, has been subject to intense transfer speculation linking him with Manchester City and United.
The Atletico Madrid midfielder reportedly has a £128m buyout clause, but the Red Devils believe they can land him for around £45m.
Niguez's value has significantly dropped this summer after he managed only 22 La Liga starts for Atletico in their title-winning campaign.
Now, Ferdinand believes that the Spain international would be a "perfect fit" for Solskjaer's United squad.
The 42-year-old BT Sport pundit added that Rice would be a "massive addition" for United after a "brilliant" campaign with England this summer.
Speaking on his FIVE YouTube channel, Ferdinand said: "I think if the right player becomes available for the right price, Ole Gunnar Solskjaer will go and get him.
"The problem is who is out there and who could be a good fit? Saul Niguez would be a perfect fit and his asking price was £160m a couple of years ago, now it's more like £40-50m.
"In today's game, that's a decent price for someone like him who has Champions League experience. I'm a big fan of his. If you can get him in this window, I think you do it.
"I think Declan Rice would be a massive addition to this squad. I'm a massive fan of his. I would love to see him keep progressing.
"He was brilliant for England in the summer. I think if West Ham keep him, they've done unbelievably well. I think he does well staying at West Ham or if he goes."
Featured Image Credit: Rio Ferdinand Presents FIVE/PA
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